Annex to WALLETTO General Terms and Conditions

Price list

	Basic			Advanced
SERVICES	Clients - Legal entities	Clients - private persons		Clients - Legal entities	Clients - private persons

1. ACCOUNT OPENING
1.1. Account opening fee	0.00 EUR	0.00 EUR		0.00 EUR	0.00 EUR
1.2. Commission fee for the review of the documents and application processing. Commission fee is paid before documents reviewing and is not refundable in case of negative decision or in case of non-providing of business rated documents/answers to compliance inquiry.	0.00 EUR	0.00 EUR		1000.00 EUR	0.00 EUR
1.3. Commission fee for the urgent review of the documents for an account opening in 48 hours from the moment from the full documents pack submission to Walletto (commission fee includes account opening and the first set of Means of identification and authorization in case of positive decision). Commission fee is paid before documents reviewing and is not refundable in case of negative decision or in case of non-providing of business related documents/answers to compliance inquiry.	50.00 EUR	20.00 EUR		2000.00 EUR	50.00 EUR
1.4. Additional payment account opening	0.00 EUR	0.00 EUR		100.00 EUR	25.00 EUR
2. SERVICE AND MAINTENANCE OF THE ACCOUNT
2.1. Account
2.1.1. Account balance fee	0.00%	0.00%		- 0.5% per annum **	- 0.5% per annum **
2.1.2. Account closure	0.00 EUR	0.00 EUR		50.00 EUR	25.00 EUR
2.1.3. Account monthly maintenance fee	0.00 EUR	0.00 EUR		25.00 EUR	25.00 EUR
2.1.4. Inactive account fee*	0.00 EUR	0.00 EUR		300.00 EUR	300.00 EUR
2.2. Account statement
2.2.1. Account statement for the period up to one year	0.00 EUR	0.00 EUR		10.00 EUR	10.00 EUR
2.2.2. Account statement for the period more then one year	0.00 EUR	0.00 EUR		20.00 EUR	10.00 EUR
2.2.3. Closed account statement	10.00 EUR	5.00 EUR		50.00 EUR	25.00 EUR
2.3. Inquiries
2.3.1. Inquiries on the existence of the Account, Account balances	5.00 EUR	0.00 EUR		50.00 EUR	10.00 EUR
2.3.2. Provision of the information upon request of the audit	5.00 EUR	0.00 EUR		100.00 EUR	50.00 EUR
2.3.3. Provision of payment account or merchant account statement upon Client’s request	0.00 EUR	0.00 EUR		20.00 EUR	20.00 EUR
2.3.4. Additional fee for the urgent inquire preparation in two hours from the moment of the submission of the request (during working hours)	10.00 EUR	5.00 EUR		50.00 EUR	50.00 EUR
2.3.5. Data Change in a client profile	0.00 EUR	0.00 EUR		50.00 EUR	50.00 EUR
2.3.6. Other inquiries upon Client's request	10.00 EUR	5.00 EUR		50.00 EUR	25.00 EUR
2.4. Documents dispatch by mail	0.00 EUR + actual expenses	0.00 EUR + actual expenses		20.00 EUR + actual expenses	20.00 EUR + actual expenses
2.5. Issuance of copies of archival documents	5.00 EUR	0.00 EUR		50.00 EUR	25.00 EUR
2.6. Execution of the orders issued by the law enforcement bodies based on the regulatory acts
2.6.1. Acceptance to execute the acts issued by the enforcement bodies	0.00 EUR	0.00 EUR		25.00 EUR	25.00 EUR
2.6.2. Execution of the orders issued by the enforcement bodies	0.00 EUR	0.00 EUR		15.00 EUR + fee in accordance with the Payments rates
2.6.3. SWIFT correspondence from the Bank of Lithuania	0.00 EUR	0.00 EUR		20.00 EUR	20.00 EUR
3. PAYMENTS
3.1. Incoming payments to the Payment Account in Walletto in EUR
3.1.1. Receiving SEPA payments	0.00 EUR	0.00 EUR		5.00 EUR	1.00 EUR
3.1.2. Receiving Non-SEPA payments	5.00 EUR + 0.05%	5.00 EUR		10.00 EUR	5.00 EUR
3.1.3. Additional fee for incoming payments, applied to Customers without processing in Walletto (settlements from another processing, incoming payments for high-risk Customers)	0.00%	0.00%		0.5% - 1% to be agreed	0.5% - 1% to be agreed
3.2. Internal payments	0.00 EUR	0.00 EUR		1.00 EUR	1.00 EUR
3.3. Outgoing payments to another Bank in EUR
3.3.1. SEPA payments	0.00 EUR	0.00 EUR		20.00 EUR	5.00 EUR
3.3.2. Non-SEPA payments	10.00 EUR + 0.05%	10.00 EUR		60.00 EUR	60.00 EUR
3.4. Additional services
3.4.1. Investigation, cancellation and modification of conditions of outgoing payment, investigation of the expected and incoming payment	5.00 EUR + actual expenses	5.00 EUR + actual expenses		150.00 EUR + actual expenses	150.00 EUR + actual expenses
3.4.2. Issuance of the certified SWIFT copy to the client	5.00 EUR	5.00 EUR		10.00 EUR	10.00 EUR
3.4.3. Cancellation of internal payment to Client	0.00 EUR	0.00 EUR		25.00 EUR	25.00 EUR
3.4.4. Return of an incoming payment upon the Client's demand	5.00 EUR	5.00 EUR		25.00 EUR	25.00 EUR
3.5. Payments processing
3.5.1. Incoming payment processing with inexact beneficiary details	5.00 EUR	5.00 EUR		25.00 EUR	25.00 EUR
3.6. Non-cash currency exchange	In accordance with Walletto approved exchange rate, without commission			In accordance with Walletto approved exchange rate, without commission
4. CARD ISSUING AND MANAGEMENT	PREPAID CARD			DEBIT / CREDIT CARD
Virtual Card Issuing	0.00 EUR			0.00 EUR
Plastic Card issuing	0.00 EUR			10.00 EUR
Card Delivery (N/A for virtual cards)	0.00 EUR			At cost
Monthly Service charge per card	0.00 EUR			1.00 EUR
ATM balance inquiry	0.00 EUR			0.50 EUR
ATM disbursement	1.00 EUR + 0.50% first 3 withdrawals in total max.300 euro – free			2.50 EUR + 1.60%
POS transaction	0.00 EUR/trx			0.00 EUR/trx
Account Funding (Card-to-Card) fee	0.50 EUR			1.50 EUR
FX mark up***	1.00%			2.50%
Chargeback handling - per chargeback	0.00 EUR			30.00 EUR
5. ACQUIRING
5.1. Transactions cost
Rate	1.00% - Transaction fee for EU card			1.5% - Transaction fee in EU card From
	2.70% - Transaction fee for Non – EU card			2.90% - Transaction fee in Non – EU card From
Fixed cost	0.05 EUR - Transaction fee for EU card
	0.10 EUR – Transaction fee for Non – EU card
5.2. Refund and reversal fee	0.50 EUR		0.50 EUR
5.3. Chargeback processing fee	35.00 EUR		From 50.00 EUR
5.4. Onboarding fee per MID	0.00 EUR		From 50.00 EUR
5.5. Monthly monitoring fee	0.00 EUR		From 10.00 EUR
5.6. MODEL How Deposit and Pay-outs will be made:	0-10% from monthly turnover on 180 days - Rolling reserve		0-10% from monthly turnover on 180 days - Rolling reserve
5.7. MODEL How Pay-out will be freezed and released:	To be agreed		To be agreed
5.8. Settlement
5.8.1.SEPA payments	0.00 EUR for payments in EUR		30.00 EUR for payments in EUR
5.8.2.Non-SEPA payments	5.00 EUR + 0.05% for payments in EUR		60.00 EUR for payments in EUR
6. ISSUING (Сo-Brand)
6.1. All tariffs to be agreed by parties

* more than 6 months of inactivity
** the commission is calculated daily for the actual balance of funds in the account at the end of the day by formula: account balance * 0,5% / 360. The commission amount is charged monthly at last day of month
*** for trx in non – EUR currency